Best Private Student Loans - May 2025
Take control of your financial well-being with the top debt consolidation services. Review and compare debt consolidation options to reduce fees and lay out a plan for paying off debt.
1
Best Overall
10.0
2,911 Reviews
College Ave
- Rates starting at 3.47% APR
- Apply in less than 3 minutes
- Provides private loans for undergraduate and graduate students
- Covers up to 100% of your costs including tuition & other fees
- Free & easy online application takes only minutes to complete
2
8.8
1,662 Reviews
Sallie Mae®
- Fixed APR rates starting at 3.49% APR
- Choose the #1 Private Student Loan Lender in the Nation
- Fixed rates 3.49%-15.99% APR with auto debit discount
- Variable or fixed rate student loan options put you in control
- No origination fee
3
8.6
3,749 Reviews
SoFi
- Fixed APR starting at 3.54% - 15.99% (with autopay)
- Offers private loans for undergraduate & graduate students
- Features flexible terms & repayment schedules
- Easy online application that accepts cosigners
- No fees required & a 6-month grace period
4
7.1
1,490 Reviews
Citizens
- Fixed Rates: 3.49% APR – 14.99% APR
- Get your rate in about 2 minutes
- 4x more likely to be approved by applying with a cosigner
- Multi-Year Approval with a single application
- Cover up to 100% of school-certified costs
Top Rated Private Student Loans
1
Best Overall
10.0
2,911 Reviews
College Ave
- Rates starting at 3.47% APR
- Apply in less than 3 minutes
- Provides private loans for undergraduate and graduate students
- Covers up to 100% of your costs including tuition & other fees
- Free & easy online application takes only minutes to complete